Track every income stream. See your total passive income grow month over month. Know exactly when you've reached financial freedom.
Start Tracking Free →Passive income is money earned with minimal active effort. The more streams you build, the faster you reach financial independence.
Income from investment properties. One of the most reliable passive income sources — tenants pay your mortgage and generate cash flow.
Regular payments from stocks, ETFs, and index funds. Reinvest for compound growth or take as income.
Income from businesses you own but don't actively manage. The holy grail of passive income — systems work for you.
Income from intellectual property: books, music, patents, software. Create once, earn forever.
Returns from savings accounts, bonds, and lending. Low risk, steady returns.
Online courses, templates, SaaS tools. No inventory, no shipping, near-zero marginal cost.
| Without Tracking | With My Cashflow Sheet |
|---|---|
| Vague idea of income | Exact monthly totals by source |
| No visibility on progress | Month-over-month growth charts |
| Don't know your "freedom number" | Rat Race escape % always visible |
| Scattered across apps | One beautiful dashboard |
| Easy to lose motivation | Watch the percentage climb! |
Passive Income ≥ Total Expenses = 🎉 Financial Freedom
It's that simple. When the income from your assets covers all your monthly expenses, you no longer need to work. You can choose to work on what you love, or not at all.
My Cashflow Sheet tracks your passive income alongside expenses, assets, and liabilities. Watch your financial freedom percentage grow over time.
Get Started Free →No credit card. No ads. No hidden fees. Ever.
You can track any passive income stream: rental properties, dividend stocks, bonds, royalties, online business revenue, affiliate marketing income, peer-to-peer lending returns, and more. Add custom categories for your specific income sources.
Tracking passive income separately shows you how close you are to financial freedom. When passive income exceeds expenses, you no longer need to trade time for money. It's the key metric in the Rich Dad framework.
We recommend updating monthly. My Cashflow Sheet lets you track month-by-month so you can see trends, growth, and seasonal patterns in your passive income streams.
Active income requires your direct time and effort (salary, freelancing, consulting). Passive income comes from assets you own and continues whether you work or not (dividends, rental income, royalties).
Yes, completely free. My Cashflow Sheet tracks all your income streams, calculates your financial freedom percentage, and shows beautiful charts — all without any cost.